:root {
  --charcoal: #221F1A;
  --charcoal-2: #2C2822;
  --charcoal-3: #363028;
  --cream: #F4F4F1;
  --orange: #FF4F00;
  --orange-glow: rgba(255, 79, 0, 0.35);
  --line: #4A4638;
  --muted: #948E7E;
}
* { margin:0; padding:0; box-sizing:border-box; }
html { scroll-behavior:smooth; }
body {
  background:
    radial-gradient(ellipse 900px 700px at 85% -5%, rgba(255,79,0,0.10), transparent 60%),
    radial-gradient(ellipse 700px 600px at -10% 40%, rgba(255,79,0,0.05), transparent 55%),
    linear-gradient(160deg, var(--charcoal-3) 0%, var(--charcoal) 45%, #191712 100%);
  background-attachment: fixed;
  color: var(--cream);
  font-family:'PT Serif', serif;
  line-height:1.65;
  overflow-x:hidden;
  position: relative;
}
body::before {
  content:'';
  position:fixed; inset:0; pointer-events:none; z-index:1;
  opacity:0.35; mix-blend-mode:overlay;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='120' height='120'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='2' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)' opacity='0.4'/%3E%3C/svg%3E");
}
body::after {
  content:'';
  position:fixed; inset:0; pointer-events:none; z-index:1;
  background-image: repeating-linear-gradient(
    to bottom, rgba(244,244,241,0.02) 0px, rgba(244,244,241,0.02) 1px,
    transparent 1px, transparent 40px
  );
}
#top { position:absolute; top:0; }
a { color: inherit; }

nav {
  position:fixed; top:0; left:0; right:0; z-index:100;
  display:flex; justify-content:space-between; align-items:center;
  padding: 26px 56px;
  background: rgba(24,22,17,0.55); backdrop-filter: blur(10px);
  border-bottom: 1px solid rgba(255,255,255,0.06);
}
.brand {
  font-family:'Spline Sans'; font-weight:700; font-size:14px; letter-spacing:0.04em;
  background:none; border:none; color:var(--cream); cursor:pointer; padding:0;
  text-decoration:none; white-space:nowrap;
}
.navlinks { display:flex; gap:30px; font-family:'Roboto Mono'; font-size:10.5px; letter-spacing:0.1em; text-transform:uppercase; }
.navlinks a { text-decoration:none; opacity:0.85; transition:opacity .2s, color .2s; }
.navlinks a:hover { opacity:1; color:var(--orange); }
.navlinks a.active { opacity:1; color:var(--orange); }

.nav-toggle {
  display:none; background:none; border:1px solid var(--line); color:var(--cream);
  width:38px; height:38px; border-radius:6px; cursor:pointer; z-index:110;
  align-items:center; justify-content:center; flex-direction:column; gap:4px;
}
.nav-toggle span { display:block; width:16px; height:1.5px; background:var(--cream); transition:.25s; }
.nav-toggle.open span:nth-child(1) { transform: translateY(5.5px) rotate(45deg); }
.nav-toggle.open span:nth-child(2) { opacity:0; }
.nav-toggle.open span:nth-child(3) { transform: translateY(-5.5px) rotate(-45deg); }

.mobile-menu {
  display:none; position:fixed; top:0; right:0; bottom:0; width:78%; max-width:340px;
  background: var(--charcoal-2); border-left:1px solid var(--line); z-index:105;
  padding: 110px 36px 40px; flex-direction:column; gap:26px;
  transform: translateX(100%); transition: transform .3s ease;
}
.mobile-menu.open { transform: translateX(0); }
.mobile-menu a {
  font-family:'Roboto Mono'; font-size:13px; letter-spacing:0.08em; text-transform:uppercase;
  text-decoration:none; color:var(--cream); padding-bottom:14px; border-bottom:1px solid var(--line);
}
.mobile-menu a.active { color: var(--orange); }
.menu-scrim {
  display:none; position:fixed; inset:0; background:rgba(0,0,0,0.5); z-index:104;
  opacity:0; pointer-events:none; transition:opacity .3s;
}
.menu-scrim.open { opacity:1; pointer-events:auto; }

.company-name { font-family:'PT Serif'; font-style:italic; font-weight:400; }
.ticker-tag { font-family:'Roboto Mono'; letter-spacing:0.08em; text-transform:uppercase; }
.eyebrow {
  font-family:'Roboto Mono'; font-size:11px; letter-spacing:0.18em;
  text-transform:uppercase; color:var(--orange); margin-bottom:30px;
  display:flex; align-items:center; gap:14px;
}
.eyebrow::after { content:''; height:1px; width:60px; background:var(--orange); }

.page-header { position:relative; z-index:2; padding: 190px 56px 90px; }
.page-header h1 {
  font-family:'Spline Sans'; font-weight:700; font-size:64px;
  line-height:1.02; letter-spacing:-0.015em; max-width:760px; margin-bottom:24px;
}
.page-header .sub {
  font-family:'PT Serif'; font-style:italic; font-weight:300; font-size:19px;
  max-width:600px; opacity:0.85;
}
.page-header .sub .accent { color:var(--orange); font-style:normal; }

.pill {
  font-family:'Roboto Mono'; font-size:11.5px; letter-spacing:0.05em;
  text-transform:uppercase; padding:13px 24px; border-radius:100px;
  text-decoration:none; border:1px solid var(--line); color:var(--cream);
  display:inline-block; transition: box-shadow .25s, border-color .25s;
}
.pill:hover { border-color: var(--orange); }
.pill.fill {
  background:var(--orange); border-color:var(--orange); color:var(--charcoal); font-weight:500;
  box-shadow: 0 0 0 0 var(--orange-glow);
}
.pill.fill:hover { box-shadow: 0 0 28px 2px var(--orange-glow); }

.section { position:relative; z-index:2; padding: 110px 56px; max-width:1240px; margin:0 auto; }
.section.tight { padding-top:0; }
.section-tag {
  font-family:'Roboto Mono'; font-size:11px; letter-spacing:0.14em; text-transform:uppercase;
  color:var(--orange); margin-bottom:22px;
}
.section-title {
  font-family:'Spline Sans'; font-weight:700; font-size:40px; max-width:680px;
  margin-bottom: 56px; letter-spacing:-0.01em;
}

.strip {
  background: rgba(44,40,34,0.7); border-top:1px solid var(--line); border-bottom:1px solid var(--line);
  padding: 30px 56px; position:relative; z-index:2;
  display:flex; gap:70px; overflow-x:auto;
}
.strip-item { white-space:nowrap; display:flex; align-items:baseline; gap:10px; }
.strip-item .tk { font-family:'Roboto Mono'; font-weight:500; font-size:13px; color:var(--muted); }
.strip-item .val { font-family:'Roboto Mono'; font-weight:500; font-size:15px; }
.strip-item .val.pos { color: var(--orange); text-shadow: 0 0 18px var(--orange-glow); }

.cov-feature {
  display:grid; grid-template-columns: 1.4fr 1fr; gap:70px; align-items:start;
  padding-bottom: 60px; margin-bottom:60px; border-bottom:1px solid var(--line);
}
.cov-feature .cf-ticker { font-size:15px; color:var(--muted); margin-bottom:16px; }
.cov-feature h3 { font-size:40px; margin-bottom:20px; }
.cov-feature p { font-family:'PT Serif'; font-style:normal; font-size:16px; opacity:0.8; max-width: 460px; }
.cf-num { text-align:right; }
.cf-num .big { font-family:'Spline Sans'; font-weight:700; font-size:60px; color:var(--orange); line-height:1; text-shadow: 0 0 40px var(--orange-glow); }
.cf-num .lbl { font-family:'Roboto Mono'; font-size:11px; color:var(--muted); text-transform:uppercase; margin-top:10px; }

.cov-minor-row { display:grid; grid-template-columns: repeat(3,1fr); gap:40px; }
.cov-minor { position:relative; border-top:2px solid var(--orange); padding-top:20px; }
.cov-minor::before {
  content:''; position:absolute; top:0; left:0; right:0; height:70px;
  background: linear-gradient(to bottom, var(--orange-glow), transparent);
  filter: blur(18px); opacity:0.55; z-index:-1; pointer-events:none;
}
.cov-minor .tk { font-size:13px; color:var(--muted); margin-bottom:8px; }
.cov-minor .nm { font-size:22px; margin-bottom:10px; }
.cov-minor .ds { font-family:'PT Serif'; font-style:normal; font-size:14px; opacity:0.75; }

.lib-index { display:flex; flex-direction:column; }
.lib-row {
  display:grid; grid-template-columns: 50px 1fr 140px 100px; align-items:center;
  padding: 26px 0; border-bottom:1px solid var(--line); transition: background .2s;
}
.lib-row:first-child { border-top:1px solid var(--line); }
.lib-row:hover { background: rgba(255,79,0,0.04); }
.lib-row .idx { font-family:'Roboto Mono'; font-size:12px; color:var(--muted); }
.lib-row .nm { font-size:20px; }
.lib-row .nm .tk { font-size:13px; color:var(--muted); margin-left:12px; }
.lib-row .dt { font-family:'Roboto Mono'; font-size:12px; color:var(--muted); }
.lib-row a { font-family:'Roboto Mono'; font-size:11px; color:var(--orange); text-decoration:none; text-align:right; }
.lib-cta { margin-top:40px; font-family:'PT Serif'; font-style:italic; font-size:16px; opacity:0.85; }
.lib-cta a { color:var(--orange); font-style:normal; font-family:'Roboto Mono'; font-size:12px; text-transform:uppercase; }

.testimonials-wrap { position:relative; z-index:2; padding: 90px 0 110px; border-top:1px solid var(--line); }
.testimonials-head { padding: 0 56px; margin-bottom:40px; }
.testimonials-track {
  display:flex; gap:24px; overflow-x:auto; padding: 0 56px 20px;
  scroll-snap-type: x proximity;
}
.testi-card {
  min-width: 340px; scroll-snap-align:start;
  background: var(--charcoal-2); border:1px solid var(--line);
  padding: 32px; display:flex; flex-direction:column; justify-content:space-between;
}
.testi-card .quote { font-family:'PT Serif'; font-style:italic; font-size:17px; opacity:0.9; margin-bottom:24px; }
.testi-card .who { font-family:'Roboto Mono'; font-size:11px; text-transform:uppercase; letter-spacing:0.06em; color:var(--muted); }
.testi-card.placeholder { border-style:dashed; opacity:0.5; display:flex; align-items:center; justify-content:center; }
.testi-card.placeholder .quote { font-style:normal; text-align:center; margin:0; font-family:'Roboto Mono'; font-size:11px; text-transform:uppercase; letter-spacing:0.08em; }

.about-grid { display:grid; grid-template-columns: 1fr 1.3fr; gap:80px; }
.about-grid p { font-size:17px; opacity:0.85; margin-bottom:20px; max-width:520px; }
.about-meta { display:flex; flex-direction:column; gap:24px; }
.about-meta div .l { font-family:'Roboto Mono'; font-size:10px; letter-spacing:0.1em; text-transform:uppercase; color:var(--muted); margin-bottom:6px; }
.about-meta div .v { font-family:'Spline Sans'; font-size:17px; }
/* About Page Image */
.about-image {
  position: relative;
}

.about-image img {
  width: 100%;
  height: auto;
  display: block;
  border: 1px solid var(--line);
  border-radius: 4px;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.4);
  transition: transform 0.4s ease;
}

.about-image img:hover {
  transform: scale(1.02);
}

/* Make sure the grid works well */
.about-grid {
  display: grid;
  grid-template-columns: 1fr 1.3fr;
  gap: 80px;
  align-items: start;
}

.chart-block { position:relative; z-index:2; border:1px solid var(--line); background: rgba(44,40,34,0.6); padding:40px; margin-bottom:80px; }
.chart-block .chart-label { font-family:'Roboto Mono'; font-size:11px; text-transform:uppercase; letter-spacing:0.08em; color:var(--muted); margin-bottom:30px; }
.chart-block svg { width:100%; height:auto; display:block; }

.table-scroll { overflow-x:auto; -webkit-overflow-scrolling:touch; }
.position-table { width:100%; min-width:560px; border-collapse:collapse; margin-bottom:90px; }
.position-table th {
  font-family:'Roboto Mono'; font-size:10.5px; text-transform:uppercase; letter-spacing:0.08em;
  color:var(--muted); text-align:left; padding-bottom:16px; border-bottom:1px solid var(--line);
}
.position-table td { padding: 20px 16px 20px 0; border-bottom:1px solid var(--line); vertical-align:top; }
.position-table td.tk { font-family:'Roboto Mono'; font-size:14px; }
.position-table td.nm { font-size:17px; }
.position-table td.reason { font-family:'PT Serif'; font-style:normal; font-size:14px; opacity:0.8; max-width:320px; }
.position-table td.status { font-family:'Roboto Mono'; font-size:11px; text-transform:uppercase; color:var(--orange); }
.position-table td.status.watch { color:var(--muted); }

.callout {
  position:relative; border-left: 3px solid var(--orange); padding: 20px 28px;
  background: rgba(44,40,34,0.6); margin-bottom: 28px; overflow:hidden;
}
.callout::before {
  content:''; position:absolute; top:0; left:0; bottom:0; width:60px;
  background: linear-gradient(to right, var(--orange-glow), transparent);
  filter: blur(14px); opacity:0.5; z-index:0; pointer-events:none;
}
.callout .k, .callout p { position:relative; z-index:1; }
.callout .k { font-family:'Roboto Mono'; font-size:10.5px; text-transform:uppercase; letter-spacing:0.08em; color:var(--orange); margin-bottom:8px; }
.callout p { font-size:15px; opacity:0.85; }

.disclosure-block p { font-size:14px; opacity:0.7; margin-bottom:14px; max-width:760px; }

.steps { display:grid; grid-template-columns: repeat(4,1fr); gap:30px; margin-bottom:100px; }
.step { position:relative; border-top:2px solid var(--orange); padding-top:20px; }
.step::before {
  content:''; position:absolute; top:0; left:0; right:0; height:60px;
  background: linear-gradient(to bottom, var(--orange-glow), transparent);
  filter: blur(16px); opacity:0.5; z-index:-1; pointer-events:none;
}
.step .n { font-family:'Roboto Mono'; font-size:12px; color:var(--muted); margin-bottom:14px; }
.step h4 { font-family:'Spline Sans'; font-weight:700; font-size:18px; margin-bottom:10px; }
.step p { font-size:14px; opacity:0.8; }

.faq { max-width: 760px; }
.faq-item { border-bottom:1px solid var(--line); padding: 26px 0; }
.faq-item .q { font-family:'Spline Sans'; font-weight:500; font-size:17px; margin-bottom:10px; }
.faq-item .a { font-size:15px; opacity:0.8; }

.retainer-cta {
  background: rgba(44,40,34,0.7); border:1px solid var(--line); padding:50px;
  display:flex; justify-content:space-between; align-items:center; flex-wrap:wrap; gap:30px;
}
.retainer-cta h3 { font-family:'Spline Sans'; font-weight:700; font-size:26px; max-width:460px; }

footer { position:relative; z-index:2; padding: 60px 56px; border-top:1px solid var(--line); }
.foot-inner { display:flex; justify-content:space-between; font-family:'Roboto Mono'; font-size:11px; color:var(--muted); max-width:1240px; margin:0 auto; flex-wrap:wrap; gap:12px; }

/* HOME HERO */
.hero { position:relative; padding: 200px 56px 0; min-height: 88vh; overflow:hidden; }
.ghost-mark {
  position:absolute; top: 110px; right: -60px;
  font-family:'Spline Sans'; font-weight:900; font-size: 460px;
  color: transparent; -webkit-text-stroke: 1px rgba(244,244,241,0.08);
  line-height:1; z-index:0; letter-spacing:-0.03em; user-select:none;
}
.hero-inner { position:relative; z-index:2; max-width:920px; }
.hero h1 {
  font-family:'Spline Sans'; font-weight:700; font-size: 92px;
  line-height: 0.98; letter-spacing:-0.02em; margin-bottom:20px;
}
.hero h1 .maxwell { display:block; }
.hero h1 .last { display:block; color: var(--muted); font-weight:500; }
.age-tag {
  display:inline-flex; align-items:center; gap:10px;
  font-family:'Roboto Mono'; font-size:14px; color:var(--orange);
  margin-bottom: 34px; text-shadow: 0 0 20px var(--orange-glow);
}
.age-tag .dot { width:6px; height:6px; background:var(--orange); border-radius:50%; box-shadow: 0 0 10px 2px var(--orange-glow); }
.hero-sub {
  font-family:'PT Serif'; font-style:italic; font-weight:300; font-size:23px;
  max-width: 580px; opacity:0.9; margin-bottom: 50px;
}
.hero-sub .accent { color: var(--orange); font-style:normal; }
.hero-actions { display:flex; gap:14px; flex-wrap:wrap; margin-bottom: 80px; }

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width: 980px) {
  nav { padding: 20px 24px; }
  .navlinks { display:none; }
  .nav-toggle { display:flex; }
  .mobile-menu, .menu-scrim { display:flex; }
  .brand { font-size:12.5px; }

  .page-header { padding: 150px 24px 60px; }
  .page-header h1 { font-size: 42px; }
  .page-header .sub { font-size:16px; }

  .section { padding: 70px 24px; }
  .section-title { font-size: 28px; margin-bottom:36px; }

  .strip { padding: 22px 24px; gap:40px; }

  .cov-feature { grid-template-columns: 1fr; gap:36px; }
  .cov-feature h3 { font-size:28px; }
  .cf-num { text-align:left; }
  .cf-num .big { font-size:44px; }
  .cov-minor-row { grid-template-columns: 1fr; gap:28px; }

  .about-grid { grid-template-columns: 1fr; gap:40px; }
  .steps { grid-template-columns: repeat(2,1fr); gap:24px; }

  .lib-row { grid-template-columns: 30px 1fr 70px; gap:8px; }
  .lib-row .dt { display:none; }
  .lib-row .nm { font-size:16px; }

  .testi-card { min-width: 280px; }
  .testimonials-head { padding: 0 24px; }
  .testimonials-track { padding: 0 24px 20px; }

  .retainer-cta { padding:32px; flex-direction:column; align-items:flex-start; }
  .retainer-cta h3 { font-size:21px; }

  .hero { padding: 150px 24px 0; min-height:auto; }
  .hero h1 { font-size: 52px; }
  .hero-sub { font-size:18px; }
  .ghost-mark { font-size: 220px; top:60px; right:-40px; opacity:0.6; }
}
/* Contact Links - No underline */
.v a {
  color: inherit;
  text-decoration: none;
}

.v a:hover {
  color: var(--orange);
}

@media (max-width: 640px) {
  .brand { font-size:11px; }
  .page-header h1 { font-size: 34px; }
  .section-title { font-size: 24px; }
  .steps { grid-template-columns: 1fr; }
  .foot-inner { flex-direction:column; text-align:center; }
  .callout { padding: 16px 18px; }

  .hero h1 { font-size: 40px; }
  .age-tag { font-size:12px; }
  .ghost-mark { display:none; }
  .hero-actions { flex-direction:column; }
  .hero-actions .pill { text-align:center; }
}
/* ======================== */
/* Inquiry Form */
.inquiry-wrapper {
  max-width: 640px;
}

.inquiry-form {
  display: flex;
  flex-direction: column;
  gap: 28px;
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.form-group label {
  font-family: 'Roboto Mono', monospace;
  font-size: 11px;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--muted);
}

.form-group label span {
  color: var(--orange);
}

.form-group input,
.form-group select,
.form-group textarea {
  background: rgba(44, 40, 34, 0.7);
  border: 1px solid var(--line);
  color: var(--cream);
  font-family: 'PT Serif', serif;
  font-size: 16px;
  padding: 14px 16px;
  border-radius: 4px;
  outline: none;
  transition: border-color 0.2s;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--orange);
}

.form-group textarea {
  resize: vertical;
  min-height: 140px;
}

.form-group select {
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath fill='%23948E7E' d='M1 1l5 5 5-5'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 16px center;
  padding-right: 40px;
}

.inquiry-note {
  margin-top: 40px;
  font-size: 15px;
  opacity: 0.75;
}

.inquiry-note a {
  color: var(--orange);
  text-decoration: none;
}

.inquiry-note a:hover {
  text-decoration: underline;
}

/* ======================== */
/* Cost Comparison */
.cost-comparison {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 32px;
  margin-top: 50px;
  margin-bottom: 30px;
}

.cost-card {
  border: 1px solid var(--line);
  background: rgba(44, 40, 34, 0.6);
  padding: 36px 32px;
  border-radius: 6px;
  position: relative;
  overflow: hidden;
}

.cost-card.traditional {
  border-color: #2b4bfb;
}

.cost-card.traditional::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg, #2b4bfb, #4c8cfc);
}

.cost-card.yours {
  border-color: var(--orange);
}

.cost-card.yours::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: var(--orange);
}

.cost-label {
  font-family: 'Roboto Mono', monospace;
  font-size: 11px;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--muted);
  margin-bottom: 18px;
}

.cost-main {
  font-family: 'Spline Sans', sans-serif;
  font-weight: 700;
  font-size: 36px;
  line-height: 1.1;
  margin-bottom: 6px;
}

.cost-card.traditional .cost-main {
  color: #4c8cfc;
}

.cost-card.yours .cost-main {
  color: var(--orange);
}

.cost-sub {
  font-size: 15px;
  opacity: 0.75;
  margin-bottom: 24px;
}

.cost-divider {
  height: 1px;
  background: var(--line);
  margin-bottom: 20px;
}

.cost-detail {
  display: flex;
  flex-direction: column;
  gap: 8px;
  font-family: 'Roboto Mono', monospace;
  font-size: 13px;
  color: var(--muted);
}

.cost-detail.highlight span:last-child {
  color: var(--orange);
  font-weight: 500;
}

.cost-note {
  font-size: 15px;
  opacity: 0.7;
  max-width: 520px;
}

/* Responsive */
@media (max-width: 700px) {
  .cost-comparison {
    grid-template-columns: 1fr;
  }
}